• Rates from 8.99% and 1 point

• Same-day Approvals, Funding in Days

• No Appraisals (most scenarios)

• No tax returns or pay stubs required

• No minimum DSCR

• No prepayment penalty (available)

• No advanced lender fees

• Up to 70% Loan-to-Value

• Closings in as few as 7 days

Call us now at 818-933-5920 to speak directly with a decision maker. Or, please complete the form if you would like us to contact you.

Los Angeles Hard Money Lenders

Purchasing or refinancing property in Los Angeles can be an uphill task. However, a hard money loan from SDC Capital can help you close quickly and give you the competitive advantage you need to edge out the competition. 

At SDC Capital, we simplify the borrowing experience by reducing the friction experienced with traditional lenders. Our hard money loan process has been carefully formulated to ensure you succeed in your real estate goals.

The following sections in this article will serve as a guideline to help you acquire a property in Los Angeles without going through any unnecessary failed attempts.

Can I Still Get A Hard Money Loan In Los Angeles With A Bad Credit Score?

Yes, you can still get a hard money loan in Los Angeles with a bad credit score. This is because our hard money lenders at SDC capital do not rely on your credit score to provide you with a hard money loan. However, before obtaining a hard money loan in Los Angeles, your equity amount is usually considered regardless of your citizenship.

How can I get a Hard Money Loan in Los Angeles, California?

If you're looking for a hard money loan in Los Angeles, then look no further than SDC Capital. The first step is to contact our loan officer at (818) 739-8758 or submit an online application, and within 7 days your request will be approved and funded!

What Property Type Can I Get With an LA Hard Money Loan?

When it comes to selecting a property type with SDC capital, all properties are considered. However, properties used for special purposes are usually tricky to determine their value.

Regardless, you have nothing to worry about! We have created several loan packages to help you achieve all your real estate aspirations. Each loan package has been designed to meet the specific needs of your prospective property.

With our carefully formulated loan packages, you can easily have your pick from the list of available property types. Some of the major types we finance include:

• Multifamily Property: At SDC Capital, it is easy to finance a multi-family property. We have qualified in-house specialists to assist you in evaluating your desired property, and above all, our value-added services are available to you without any additional cost.

• Residential Properties: Whether it is a fourplex building or a family residence, a hard money loan from SDC Capital will help you get any residential property of your choice.

• Fix and Flip Ventures: You have nothing to worry about if your plan is to buy, fix and sell any property in Los Angeles. A hard money loan from SDC capital can help you cover that. In addition, we have provided a custom bridge loan solution for every step of your rehab property to help make the process seamless.

• Commercial Property:  Whether you need a retail property, an industrial warehouse, or an office, our commercial bridge program will be of great assistance to you.

 Regardless of the size of your real estate aspirations, a hard money loan from SDC Capital can help you bring your dreams to life.

Are Hard Money Loans In Los Angeles Better Than Borrowing From California Banks?

Banks usually take long periods to process loan requests, let alone approve them. However, the Los Angeles real estate business is fast-paced and can't afford you the luxury of time.

Instead of waiting idly while your competitors scoop up your desired property, you could opt for a hard money loan from SDC Capital, and your request will get funded in as little as 7 days.

Another point to consider is that banks in Los Angeles usually have loan limits due to their capped cash flow. This limitation puts investors like you at a disadvantage when financing properties that require a huge cash influx.

Moreover, the loan conditions and interest rates offered on bank loans make them counterproductive to investors. Most people who use bank loans end up financing only the compound interests for most of their lives without enjoying the fruits of their real estate investments.

SDC Capital Is your Number-one Hard Money Lender in Los Angeles

Acquiring a property in LA can be an arduous journey for most investors, let alone newcomers. That's why we’ve assigned a team of experts to guide you through your journey of acquiring your dream property. We’ve assisted countless investors in our 35 years journey to becoming the number-one hard money lender in Los Angeles, and yours won't be any different. Contact us today at (818) 933-5920, so we can help you simplify your real estate journey.

Recent Hard Money Loans in Los Angeles

Los Angeles, California

Elevated home prices in Los Angeles is a common theme in all Los Angeles markets, with many of the renovated homes by fix and flip investors pushing prices even higher. Apartments and other residential rentals are in high demand in Los Angeles, as more than half of its residents renting their homes. Value-add apartment investors continue to purchase and renovate outdated property, seeking higher rents. Retail properties in the Los Angeles area continues to evolve, as the rise of e-commerce has caused defunct retail space to repurpose to industrial or residential use, with many landlords turning to short-term bridge loans to finance the transitional use of space.