Residential – Fix & Flip Financing

SDC ARV Program

ARV program offers financing for up to 80% of the purchase price + 100% of the renovation costs, not to exceed 65% of the after repair value. Prior real estate investing experience is required to qualify for this product.

Basic Loan Criteria

Loan Amount

$100,000 – $5,000,000

Property Type

1-4 Unit Residential

Occupancy

Non-owner occupied

Term

6 – 24 months

Lien Position

1st and/or 2nd lien position

Interest Rate

Starting at 8.99%

Points

Starting at 1.5 points

Loan-to-Value

Up to 65% ARV

FICO

No minimum FICO score

Location

California

Funding

As few as 7 days

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