Residential & Commercial – New Construction

Construction Loan Program

In business over 35 years as a real estate developer, SDC understands the specific needs and challenges inherent to residential and commercial construction.  Our program is designed to provide efficient capital at every stage from loan closing to disbursements of construction funds.

Basic Loan Criteria

Loan Amount

$100,000 – $5,000,000

Property Type

Residential or Commercial

Occupancy

Non-owner occupied

Term

6 – 24 months

Lien Position

1st lien

Interest Rate

Starting at 8.99%

Points

Starting at 2 points

Loan-to-Value

Up to 65% LTV

FICO

No minimum FICO score

Location

Southern California

Funding

As few as 10-14 days

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