Residential – Investor Bridge Loan

Residential Investor Bridge Program

It's no secret that traditional lenders can't keep up with today's speed of doing business.  SDC has streamlined its process to provide a simple application, fast pre-approvals, and quick closings.  

Basic Loan Criteria

Loan Amount

$100,000 – $5,000,000

Property Type

1-4 Unit Residential

Occupancy

Non-owner occupied or business purpose owner-occupied

Term

6 – 24 months

Lien Position

1st and/or 2nd lien position

Interest Rate

Starting at 7.99%

Points

Starting at 1 point

Loan-to-Value

Up to 70% LTV

FICO

No minimum FICO score

Location

California only

Funding

As few as 7 days


Residential – Owner-Occupied Bridge Loan

Owner-Occupied Consumer Bridge Loan Program

In today’s real estate market, you have to move quickly or the deal will pass you by. Our new Owner-Occupied Consumer Bridge Loan Program allows you to be competitive and get the house of your dreams. With our new owner-occupied loan program you can purchase your new home before selling your existing home without having to meet stringent debt to income ratios of a conventional lender. 

Basic Loan Criteria

Loan Amount

$100,000 – $5,000,000

Property Type

1-4 Unit Residential

Occupancy

Owner occupied

Term

11 months

Lien Position

1st and/or 2nd lien position

Interest Rate

Starting at 7.99%

Points

Starting at 1 point

Loan-to-Value

Up to 75% LTV

FICO

No minimum FICO score

Location

California only

Funding

7 to 14 days (Subject to Regulatory "Cooling Off" Periods)

Prepay

No Prepayment Penalty


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