HARD MONEY LENDER | DANA POINT, CA
Rates from 8.99% and 1 point
Same-day Approvals, Funding in Days
No Appraisals (most scenarios)
No tax returns or pay stubs required
No minimum DSCR
No prepayment penalty (available)
No advanced lender fees
Up to 70% Loan-to-Value
Closings in as few as 7 days
Call us now at 818-638-9982 to speak directly with a decision maker. Or, please complete the form if you would like us to contact you.
DANA POINT, CA Hard Money Lender
Dana Point is one of Orange County’s most sought-after coastal communities. With its picturesque harbor, high-end real estate, and proximity to Laguna Beach and San Clemente, the city attracts buyers and investors alike. The luxury housing market is particularly strong, and investment properties here move fast.
Whether you’re flipping a home near Lantern Village, refinancing a coastal rental, or acquiring a commercial building with ocean views, SDC Capital is your trusted Dana Point hard money lender—delivering fast, flexible funding without the red tape of traditional banks.
What’s the Difference Between Private Money Lenders and Traditional Banks in dana point?
Speed and flexibility are everything in Dana Point’s real estate market. Traditional banks can take 45–60 days and require full documentation tied to your personal income, W-2s, and credit score.
A hard money loan, however, is based on the equity and value of the property itself, allowing you to close in as little as 7 days. This is the competitive edge investors need in a high-demand, luxury-driven market.
Are Hard Money Loans Good for Residential Properties in dana point?
Absolutely. Dana Point’s residential market is filled with opportunities—from luxury flips in Monarch Beach to duplexes near Del Obispo. When bidding against cash buyers or competing in a fast-moving market, a hard money loan lets you act quickly and present a strong offer.
We fund deals that traditional banks often avoid—whether due to short timelines, credit challenges, or unique property conditions.
Are Hard Money Loans Good for Commercial Property in dana point?
Yes. Dana Point’s boutique commercial landscape includes retail shops, medical offices, hospitality properties, and mixed-use buildings. These types of investments often fall outside conventional lending criteria—but not ours.
SDC Capital can fund commercial hard money loans in 7–10 days, based on property value—not your credit score or business tax returns.
Hard Money Loans for Fix & Flip Properties in DANA POINT, CA
Dana Point is a prime location for upscale fix & flip investments. But timing is critical—delays in funding can cost you both the deal and your profit margin.
With a fix & flip loan from SDC Capital, you’ll get capital fast, plus the option to receive funds in draws aligned with your renovation milestones. Whether you're improving a cottage in Capistrano Beach or upgrading a view property in Niguel Shores, we help you move with speed and confidence.
Cash-Out Refinance Loans in dana point, ca: How It Works
If you own real estate in Dana Point with substantial equity, a cash-out refinance loan can help you unlock that value to fund new opportunities—without selling the asset.
Even if you have credit challenges or non-traditional income, we can lend up to 80% of your property’s as-is value, giving you the flexibility to reinvest, renovate, or consolidate debt.
What is a Hard Money Loan in dana point?
A hard money loan is a short-term, asset-based loan specifically for real estate investors. Instead of relying on your financials, it’s secured by the real estate you’re purchasing or leveraging.
That’s why it’s an ideal solution in high-value markets like Dana Point—where timing, access to capital, and flexibility make all the difference.
Benefits of a Hard Money Loan
Smart real estate investors use hard money loans to stay agile and competitive. Here’s why:
Fast Closings: Close in 7–10 days
Flexible Terms: Minimal paperwork, less red tape
No Income Requirements: Approval based on equity, not tax returns
Credit Not a Barrier: We focus on your property and project—not your FICO score.
Who in cypress Typically Uses a Hard Money Loan?
✔ Real estate investors needing fast capital
✔ Flippers targeting high-end or dated properties
✔ Investors refinancing existing holdings
✔ Borrowers with limited credit or documentation
✔ Clients using multiple properties as collateral
The Bottom Line
At SDC Capital, we’re here to help Dana Point investors close fast and scale smart. Whether you’re flipping a luxury home, investing in a boutique commercial asset, or leveraging equity from an existing property, we provide speed, flexibility, and service you can count on.
📞 Call (818) 638-9982 or request a quote online to get started.
Recent Hard Money Loans in dana point, ca
California Hard Money Lenders
Securing hard money financing in California doesn’t have to be difficult. SDC Capital offers fast, flexible bridge loan solutions across the state, giving real estate investors the capital they need when traditional lenders can’t provide the support.
With our local expertise, we can help you close your next deal quickly and efficiently. Discover our hard money lending options in key California locations: