Hard Money Lender | anaheim, CA
Rates from 8.99% and 1 point
Same-day Approvals, Funding in Days
No Appraisals (most scenarios)
No tax returns or pay stubs required
No minimum DSCR
No prepayment penalty (available)
No advanced lender fees
Up to 70% Loan-to-Value
Closings in as few as 7 days
Call us now at 818-638-9982 to speak directly with a decision maker. Or, please complete the form if you would like us to contact you.
anaheim, CA Hard Money Lenders
Anaheim is best known as the home of Disneyland, but it’s also one of Orange County’s most active real estate markets. With a mix of residential neighborhoods, commercial corridors, and redevelopment zones, Anaheim is drawing the attention of real estate investors looking to buy, rehab, and build across the city.
If you don’t qualify for a traditional loan or need capital quickly, SDC Capital can get your hard money loan in Anaheim approved—fast, and without the red tape of a bank.
What’s The Difference Between Private Money Lenders And Traditional Banks In ANAHEIM?
With many financing options available, it can be hard to decide what’s best. So, why not just go to a bank? The answer often comes down to speed and flexibility. Hard money loans in Anaheim can close in as few as 7 days, while banks often take 45–60 days and require extensive documentation tied to your personal credit and income.
Hard money lenders like SDC Capital instead focus on the equity in the real estate asset, not your financial background.
Are Hard Money Loans Good For Residential Properties In ANAHEIM?
Anaheim’s residential market is competitive—homes can sell quickly, especially in desirable areas like Anaheim Hills or near the Platinum Triangle. Whether you're eyeing a single-family flip, a duplex rental, or a small multifamily property, a hard money loan in Anaheim can give you the speed and leverage you need to compete.
In such a fast-moving market, having a local hard money lender with experience in Orange County can be the difference between winning a deal or missing out. As more buyers use cash or private financing to secure properties quickly, hard money loans are becoming essential tools for serious investors.
Are Hard Money Loans Good For Commercial Property In ANAHEIM?
Yes—Anaheim has a strong and diverse commercial market. From warehouse and industrial spaces near the 91 Freeway to retail and office properties closer to Katella or Euclid, there are many opportunities for investors. Hard money loans are perfect for projects that fall outside traditional guidelines or need to close quickly.
Unlike banks that can take up to 90 days, SDC Capital can fund commercial deals in Anaheim in as little as 7-10 days. Our lending decisions are based primarily on the equity value of the property, not your credit score or tax returns. That makes our loans ideal for investors, foreign nationals, and borrowers with unconventional income.
Hard Money Loans Good For Fix & Flip Property in anaheim?
Anaheim is a great city for fix and flip projects—there’s consistent demand from buyers and renters alike. But speed is everything in the fix and flip business. You can’t afford to wait 60 days for bank approval when you need to renovate and resell in just a few weeks.
With a hard money loan, you can secure funds quickly, complete the rehab, and list your property before the market shifts. SDC Capital understands the timelines of renovation projects and can release funds in stages to keep your project moving. That’s why many flippers in Anaheim turn to us for funding.
Cash-Out Refinance Loans With an anaheim Hard Money Lender, How?
A cash-out refinance lets you tap the equity in one property to invest in another. In Anaheim, where values have risen across many submarkets, this is a great way to unlock capital without selling. SDC Capital can fund cash-out refinance loans based on the as-is value of your property—even if you have poor credit or limited income documentation.
If you own a property free and clear or with significant equity, you may be eligible for a loan of up to 80% of the property’s as-is value. Use the cash to pay off debt, reinvest, or fund a renovation. Many of our Anaheim clients use this strategy to scale their portfolios efficiently.
The Bottom Line
If you’re a real estate investor in Anaheim, consider working with the team at SDC Capital on your next real estate deal. We offer competitive rates, fast approval, and deep knowledge of the Riverside real estate industry. Call us today to discuss your needs and learn how we can help you grow your business.
Please see our lending parameters below.
● California-only direct lender
● LOIS within 24 hours
● No appraisal for most LA/OC County scenarios (we walk the property ourselves)
● No tax returns or pay stubs required
● No minimum DSCR
● No prepayment penalty (available)
● No advanced lender fees
ANAHEIM, California
Riverside is the birthplace of California’s citrus industry and is most highly populated city in Riverside County and the Inland Empire.
Much of the residents in Riverside commute to Los Angeles and Orange County for work, but housing demand also stems from the rapid rise in employment for distribution centers and logistics supporting online commerce activity in the Inland Empire.
Demand for industrial buildings for warehouse and distribution centers to support online commerce has fueled above average commercial real estate development activity in Riverside and neighboring Inland Empire submarkets with more available land to build.
What is a Hard Money Loan In Anaheim?
Traditional financing doesn’t always work for investors. Hard money loans are short-term, asset-based loans designed specifically for real estate investment. Instead of basing the approval on your credit, lenders like SDC Capital use the value of the property to determine your eligibility.
Hard money loans offer more flexibility and faster funding—but they come with slightly higher rates and costs. For investors who value speed and certainty, they’re often the smartest route to grow and scale.
When choosing a hard money lender, always look closely at the rates, fees, and underwriting process. At SDC Capital, we focus on transparency and quick decision-making so you can act when opportunity knocks.
Hard Money Lenders in California
Looking for quick and flexible financing in California? Our hard money loan options are tailored for real estate investors who need fast access to capital. We provide reliable funding solutions across the state, ensuring you can close your deals without delays.
Explore our lending options in prominent California locations: