Hard Money Lender | HUNTINGTON BEACH, CA
Rates from 8.99% and 1 point
Same-day Approvals, Funding in Days
No Appraisals (most scenarios)
No tax returns or pay stubs required
No minimum DSCR
No prepayment penalty (available)
No advanced lender fees
Up to 70% Loan-to-Value
Closings in as few as 7 days
Call us now at 818-638-9982 to speak directly with a decision maker. Or, please complete the form if you would like us to contact you.
HUNTINGTON BEACH, CA Hard Money Lenders
Nicknamed “Surf City,” Huntington Beach is more than a coastal paradise—it’s also a high-demand real estate market. With everything from oceanfront homes and vacation rentals to commercial properties and fix-and-flips, Huntington Beach offers investors a mix of lifestyle appeal and growth potential.
Whether you're buying a rental near Main Street, flipping a property in Sunset Beach, or investing in commercial space along Beach Blvd, SDC Capital is here to help you fund your next move—fast!
What’s The Difference Between Private Money Lenders And Traditional Banks In HUNTINGTON BEACH?
Traditional banks often take 45–60 days to fund and require extensive documentation, strong credit, and tax returns. In Huntington Beach’s fast-moving market, that’s often too slow.
With a hard money loan from SDC Capital, your approval is based primarily on the property's equity—not your personal financials. We can fund in as few as 7 days, so you never miss a good deal.
Are Hard Money Loans Good For Residential Properties In HUNTINGTON BEACH?
Yes—especially in competitive neighborhoods like Downtown Huntington, Seacliff, and Huntington Harbour. Whether you're acquiring a single-family home, duplex, or vacation rental, our hard money loans give you the edge you need.
Our loans are perfect for investors who need fast funding, minimal paperwork, and a reliable lending partner that understands the Orange County market.
Are Hard Money Loans Good For Commercial Property In HUNTINGTON BEACH?
Absolutely. From retail properties near Pacific City to small office buildings and mixed-use spaces along Beach Blvd, Huntington Beach has a diverse commercial landscape.
When traditional lenders can’t meet your deadline or guidelines, SDC Capital can step in with a tailored commercial loan—closing in as little as 7–10 days.
Hard Money Loans Good For Fix & Flip Property in HUNTINGTON BEACH?
Fix & flip investors in Huntington Beach face intense competition. You need to act quickly and close with confidence to succeed.
With SDC Capital’s hard money fix & flip loans, you get more than just capital—you get a draw schedule that works with your renovation timeline, so you can move fast and finish strong.
Cash-Out Refinance Loans With a HUNTINGTON BEACH Hard Money Lender: how it works
If you have equity in a Huntington Beach property, a cash-out refinance loan lets you unlock capital—without selling.
We can lend up to 80% of the as-is value, even if you have limited documentation or less-than-perfect credit. Use the cash to acquire your next property, pay off debt, or fund a major renovation.
The Bottom Line
If you’re a real estate investor in Huntington Beach, consider working with the team at SDC Capital on your next real estate deal. We offer competitive rates, fast approval, and deep knowledge of the real estate industry. Call us today to discuss your needs and learn how we can help you grow your business.
Please see our lending parameters below.
● California-only direct lender
● LOIS within 24 hours
● No appraisal for most LA/OC County scenarios (we walk the property ourselves)
● No tax returns or pay stubs required
● No minimum DSCR
● No prepayment penalty (available)
● No advanced lender fees
What is a Hard Money Loan In HUNTINGTON BEACH?
Hard money loans are short-term, asset-based loans designed for real estate investors. Approval is based on the property’s value—not your tax returns, W-2s, or credit score.
This makes hard money a go-to option for investors who need speed, certainty, or flexibility outside traditional lending criteria.
Hard Money Lenders in California
Looking for quick and flexible financing in California? Our hard money loan options are tailored for real estate investors who need fast access to capital. We provide reliable funding solutions across the state, ensuring you can close your deals without delays.
Explore our lending options in prominent California locations: