Loan Highlights

Loan Amount: $1,190,000
Loan Type: Multifamily Bridge Loan
Purpose: Property Acquisition
Loan-to-Value: 70%
Term: 12 months
Property Type: Six-Unit Multifamily
Property Status: Fully Occupied
Estimated ARV: Approximately $2.0 million
Location: Santa Ana, California

SDC CAPITAL recently funded a $1.19 million bridge loan for the purchase of a six-unit multifamily property in Santa Ana, California.

Located in the city’s Historic French Park neighborhood, the fully occupied property presented an opportunity for an experienced sponsor to acquire a stabilized multifamily asset while maintaining a clear path toward permanent financing.

The Opportunity

The borrower acquired the six-unit multifamily property with the support of a $1.19 million bridge loan, structured at 70% loan-to-value (LTV) with a 12-month term.

The property contains approximately 5,042 square feet and was fully occupied at the time of closing, providing the borrower with an existing income-producing asset from day one.

Located within Santa Ana’s downtown core, Historic French Park is a desirable residential neighborhood known for its historic character and proximity to the amenities and commercial activity of central Santa Ana.

Financing Structure

SDC CAPITAL structured the transaction to provide the borrower with short-term financing suited to the acquisition and the sponsor’s planned exit strategy.

The financing provided the borrower with the time and flexibility needed to execute the next phase of the investment strategy while pursuing permanent financing.

Experienced Borrower with a Clear Exit Strategy

A key strength of the transaction was the borrower’s experience and established track record.

The sponsor approached the acquisition with a defined business plan and a clear exit strategy: refinance the bridge loan with permanent debt.

With an estimated after-repair value of approximately $2 million, the property provided a strong basis for the borrower’s longer-term financing strategy.

A Flexible Approach to Multifamily Financing

Multifamily acquisitions can require financing that moves quickly and accommodates the specific circumstances of the property and borrower.

For this transaction, SDC CAPITAL provided bridge financing tailored to the acquisition of a fully occupied six-unit property, allowing the experienced sponsor to move forward with the purchase while planning for a permanent financing solution.

At SDC CAPITAL, we provide bridge financing for multifamily and other residential and commercial real estate investments throughout California. Our approach is designed to provide borrowers with flexible financing solutions based on the individual characteristics of each transaction.

Looking for Multifamily Financing?

Whether you are acquiring a multifamily property, refinancing an existing loan, or working toward a longer-term financing strategy, SDC CAPITAL can help you explore your options.

Have a multifamily property that needs financing? Contact SDC CAPITAL to discuss your next deal.

📞 424-304-1072
📧 info@sdccap.com