bridge loan

Introducing Our Owner-Occupied Consumer Bridge Loan Program

Need to close on your dream home quickly? 

We can help!

In today’s real estate market, you have to move quickly or the deal will pass you by. Our new Owner-Occupied Consumer Bridge Loan Program allows you to be competitive and get the house of your dreams. With our new owner-occupied loan program you can purchase your new home before selling your existing home without having to meet stringent debt to income ratios of a conventional lender. 

Loan Amount

From $100,000 up to $5,000,000 (higher with exception)

Loan to Value

75% of Value

Property Type

1-4 Unit Residential


Owner Occupied


11 months

Interest Rate

Starting at 8.99%


40-year Amortization


Starting at 1.5 points


No Prepayment Penalty


No Minimum FICO Score

Lien Position

1st and 2nd Position


California Only

Closing Time

7 to 14 days (Subject to Regulatory "Cooling Off" Periods)

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