HARD MONEY LENDER | FULLERTON, CA
Rates from 8.99% and 1 point
Same-day Approvals, Funding in Days
No Appraisals (most scenarios)
No tax returns or pay stubs required
No minimum DSCR
No prepayment penalty (available)
No advanced lender fees
Up to 70% Loan-to-Value
Closings in as few as 7 days
Call us now at 818-638-9982 to speak directly with a decision maker. Or, please complete the form if you would like us to contact you.
FULLERTON, CA Hard Money Lender
Fullerton is a diverse and dynamic city in North Orange County, home to California State University Fullerton, historic neighborhoods, and a thriving downtown. The mix of student housing, family-friendly communities, and growing commercial districts makes it a prime target for real estate investors.
Whether you're flipping a Craftsman near Downtown, acquiring a rental near CSUF, or investing in a commercial strip along Harbor Blvd—SDC Capital can help you close fast and bypass the delays of traditional lenders.
What’s the Difference Between Private Money Lenders and Traditional Banks in FULLERTON?
In a competitive market like Fullerton, timing is everything. Traditional banks may take 45–60 days to close and require tax returns, income verification, and high credit scores.
Hard money lenders, on the other hand, focus on the property's equity—not your credit report. With SDC Capital, we can close in as little as 7 days, helping you move on deals quickly and confidently.
Are Hard Money Loans Good for Residential Properties in FULLERTON?
Absolutely. From student rentals near CSUF to flip opportunities in neighborhoods like Raymond Hills or Golden Hill, Fullerton offers a variety of residential investment opportunities.
With a hard money loan, you get speed and certainty—especially valuable when competing against all-cash offers or navigating tight timelines.
Are Hard Money Loans Good for Commercial Property in FULLERTON?
Yes. Fullerton has an active commercial real estate scene, including medical offices, mixed-use buildings, and industrial properties along the 91 and 57 freeway corridors.
Traditional bank financing can take months and involve mountains of paperwork. SDC Capital provides flexible commercial hard money loans that can close in 7–10 days and are tailored to your investment strategy.
Hard Money Loans for Fix & Flip Properties in FULLERTON
Fullerton’s older housing stock and strong resale market create great fix & flip opportunities. But successful flipping requires speed—and hard money delivers.
With SDC Capital, you can close quickly and draw renovation funds in phases to keep your project on schedule and profitable.
Cash-Out Refinance Loans in FULLERTON, ca: How It Works
Got equity locked in a Fullerton property? A cash-out refinance loan lets you access up to 80% of the as-is value—even if your credit is less than perfect or you can’t verify your income.
Use the funds for your next deal, renovations, or to consolidate debt. It’s a smart way to leverage existing properties to grow your portfolio.
What is a Hard Money Loan in FULLERTON?
A hard money loan is a short-term, real estate-backed loan designed for investors who need speed and flexibility. Rather than relying on your credit score, we base approval on the equity in the property.
Perfect for investors who need certainty, speed, or don’t meet the strict criteria of traditional lenders.
Benefits of a Hard Money Loan
Smart real estate investors use hard money loans to stay agile and competitive. Here’s why:
Close in as little as 7–10 days
No income documentation required
No appraisals in most cases
Based on asset value, not credit history
Designed for real estate investors
Who in FULLERTON Typically Uses a Hard Money Loan?
✔ Real estate investors with time-sensitive deals
✔ Flippers renovating older properties
✔ Investors refinancing or acquiring rentals
✔ Borrowers with poor credit or complex income
✔ Clients using multiple properties as collateral
The Bottom Line
At SDC Capital, we make hard money lending in Fullerton fast, simple, and tailored for real estate investors. Whether you're flipping, acquiring, or refinancing, our team delivers competitive rates, quick approvals, and deep knowledge of the local market.
📞 Call (818) 638-9982 or request a quote online to get started.
Recent Hard Money Loans in FULLERTON, ca
California Hard Money Lenders
Securing hard money financing in California doesn’t have to be difficult. SDC Capital offers fast, flexible bridge loan solutions across the state, giving real estate investors the capital they need when traditional lenders can’t provide the support.
With our local expertise, we can help you close your next deal quickly and efficiently. Discover our hard money lending options in key California locations: