Hard Money Lender | GARDEN GROVE, CA
Rates from 8.99% and 1 point
Same-day Approvals, Funding in Days
No Appraisals (most scenarios)
No tax returns or pay stubs required
No minimum DSCR
No prepayment penalty (available)
No advanced lender fees
Up to 70% Loan-to-Value
Closings in as few as 7 days
Call us now at 818-638-9982 to speak directly with a decision maker. Or, please complete the form if you would like us to contact you.
GARDEN GROVE, CA Hard Money Lenders
Garden Grove is a dynamic city in northern Orange County with a thriving mix of residential neighborhoods, commercial corridors, and cultural attractions. With proximity to Disneyland, the Anaheim Convention Center, and access to key freeways, it’s an ideal area for real estate investors seeking both stability and opportunity.
Whether you're rehabbing a single-family home near West Garden Grove, acquiring a multifamily near Brookhurst Street, or investing in commercial properties along Harbor Boulevard, SDC Capital is here to fund your next deal—fast.
What’s The Difference Between Private Money Lenders And Traditional Banks In garden grove?
Banks typically take 30–60 days to close and require strong financials, tax returns, and credit history. In Garden Grove’s active real estate market, waiting that long can cost you the deal.
With a hard money loan from SDC Capital, we focus on the equity in the property—not your income or credit score. We can close in as little as 7 days so you can stay competitive in this fast-paced market.
Are Hard Money Loans Good For Residential Properties In garden grove?
Absolutely. From fixer-uppers near Lampson Avenue to mid-century homes in East Garden Grove, investors can benefit from quick funding and simplified underwriting. Our loans are ideal for:
Single-family homes
Duplexes and triplexes
Vacation or short-term rentals
If you’re acquiring, refinancing, or renovating, our team offers flexible terms and fast turnaround times so you can move quickly.
Are Hard Money Loans Good For Commercial Property In garden grove?
Yes. Garden Grove has a growing commercial real estate market with retail storefronts, medical buildings, and mixed-use spaces. Whether you're purchasing along Chapman Avenue or renovating a retail strip on Euclid, our commercial loans help you fund deals that banks might turn away.
SDC Capital offers tailored solutions that fit your timeline and vision—without red tape.
are Hard Money Loans Good For Fix & Flip Property in garden grove?
Garden Grove's housing stock includes older homes with excellent renovation potential. With growing demand and rising values, it’s a prime location for fix & flip investors.
Our fix & flip loans include:
A flexible draw schedule
Up to 70% ARV
Fast approval and closing
No tax returns or income docs required
You focus on the renovation—we’ll handle the financing.
Cash-Out Refinance Loans With a garden grove Hard Money Lender: how it works
If you have equity in a Garden Grove property, we can help you unlock capital without selling. Our cash-out refinance loans are perfect for:
Buying another investment property
Renovating or expanding your portfolio
Consolidating debt or covering business expenses
We lend based on property value, not personal income, with up to 80% LTV in some cases.
The Bottom Line
If you’re a real estate investor in Huntington Beach, consider working with the team at SDC Capital on your next real estate deal. We offer competitive rates, fast approval, and deep knowledge of the real estate industry. Call us today to discuss your needs and learn how we can help you grow your business.
Please see our lending parameters below.
● California-only direct lender
● LOIS within 24 hours
● No appraisal for most LA/OC County scenarios (we walk the property ourselves)
● No tax returns or pay stubs required
● No minimum DSCR
● No prepayment penalty (available)
● No advanced lender fees
What is a Hard Money Loan In HUNTINGTON BEACH?
Hard money loans are short-term, asset-based loans designed for real estate investors. Approval is based on the property’s value—not your tax returns, W-2s, or credit score.
This makes hard money a go-to option for investors who need speed, certainty, or flexibility outside traditional lending criteria.
Hard Money Lenders in California
Looking for quick and flexible financing in California? Our hard money loan options are tailored for real estate investors who need fast access to capital. We provide reliable funding solutions across the state, ensuring you can close your deals without delays.
Explore our lending options in prominent California locations: