HARD MONEY LENDER | ORANGE COUNTY, CA
Rates from 8.99% and 1 point
Same-day Approvals, Funding in Days
No Appraisals (most scenarios)
No tax returns or pay stubs required
No minimum DSCR
No prepayment penalty (available)
No advanced lender fees
Up to 70% Loan-to-Value
Closings in as few as 7 days
Call us now at 818-638-9982 to speak directly with a decision maker. Or, please complete the form if you would like us to contact you.
Orange County Hard Money Lenders
Orange County’s real estate market has continued its upward trend for over a decade, supported by its diverse and robust economy. It’s a paradise for real estate investors seeking to profit from a seemingly insatiable demand for residential and commercial real estate, particularly for new and renovated property.
Whether you’re eying an Irvine fix and flip in Irvine or a Santa Ana value-add apartment, SDC Capital can help make your real estate purchase a reality with a hard money loan.
SDC Capital is committed to helping you achieve your real estate goals. A hard money loan in Orange County from SDC Capital is designed to help you acquire property without the typical hurdles of traditional lenders.
Below are a few links to help you secure a hard money loan in Orange County.
Can I still get a hard money loan in Orange County with a bad credit score?
Yes, you may still qualify! A hard money loan from SDC Capital is not reliant on your credit score. Rather, the amount of equity is the primary consideration for obtaining a hard money loan in Orange County. Borrowers with limited or no credit history may also qualify, including foreign nationals in Orange County.
How can I get a Hard Money Loan in Orange County California?
At SDC Capital, our process is simple. A loan officer is available at (818) 638-9982 to go over our process and provide immediate feedback, or you can complete a loan application for a same-day pre-approval. Funding is available in as few as 7 days.
What property types can in Orange County can I fund with a hard money loan?
SDC Capital will consider all major property types in Orange County, with the exception of specialty use property that may be too difficult to value. Our well-crafted loan packages have been formulated to help you manifest your real estate aspirations. Regardless of the type of property you are interested in, we'll consider it. Using our carefully formulated loan packages, you can quickly secure funding for the following types of real estate plans in Orange County, without worrying about hidden costs along the way:
Residential: single-family residential 1 to 4 units. We can customize loan terms to meet your funding needs.
Multifamily: Value-add apartment bridge loans are our specialty. We have the in-house expertise to internally value multifamily property, typically without the need for a 3rd-party appraisal, allowing for a faster close and no upfront lender fees.
Commercial Property: Whether you are seeking a hard money lender for industrial warehouse, office, or a retail property, we got your back. Our bridge loan solutions for commercial real estate is second to none.
Fix and Flip Ventures: Even though you want to buy, fix, then sell a property in Orange County, don't worry; we can help you cover that. We have a custom bridge loan solutions to help finance every step of your rehab property .
No matter your real estate goals or plans, an Orange County hard money loan from SDC Capital can help you get the job done without you breaking a sweat.
Are hard money loans in OC better than borrowing from banks in California?
The phrase "Time is money" is crucial when it comes to real estate in Orange County. Traditional lenders typically take longer to process before approving and funding your loans request. These processes take time, but unfortunately, the Orange County real estate business waits for no one.
While your competition waits for their financial institution to come through, a Orange County hard money loan from SDC Capital can swoop in and buy your desired property in as few as 7 days.
Also, for income generating properties in Orange County, traditional lenders have loan limits based on the current in-place property cash flow. Underwriting guidelines for a hard money loan in Orange County as much more flexible and ideal for property generating little to no cash flow in the near-term.
Lastly, bank lenders typically have rigid borrower income and credit requirements, in contrast to hard money lending guidelines focused more on the amount of equity in the orange county real estate.
Regardless of the size of your ambitions, an Orange County hard money loan from SDC Capital can give you the financial backing to bring your dreams to life.
SDC Capital is your go-to hard money lender in Orange County
We have helped hundreds of real estate investors in our journey to becoming the premier hard money lender in Orange County, CA. Your dream property is just a phone call away. Call us today at (818) 638-9982.
Recent Hard Money Loans in Orange County, CA
Orange County, Ca
Orange County is mostly suburban, although it is the second most densely populated county in California. Exorbitant home prices in Orange County keep many of its residents in rental apartments, creating stable demand for multifamily property. The median home price in Orange County is over $900,000, with much of the existing home sales comprised of renovated homes from sellers seeking top dollar. The robust local economy drives demand for commercial real estate in Orange County, including high-end office space for companies in tech and financial services, among several other sectors. Retail property in Orange County has been impacted by the rapid rise in e-commerce, but brick and mortar real estate for essential and experiential businesses have continued to expand.
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Hard money mortgages are available in the following Orange County cities: Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, Villa Park, Westminster, Yorba Linda
California Hard Money Lenders
For real estate investors across California, finding a hard money lender who understands your unique market is essential. Our fast, flexible hard money loan options provide the funding you need when traditional lenders aren’t an option.
With quick approvals and competitive terms, we’re here to help you close your next deal. Explore our lending services in top California cities: