LOS ANGELES, CA — February 2026 — SDC CAPITAL, a California-based private lender specializing in bridge and hard money loans, announced it has reached another significant milestone — over $500 million in funded loans. The firm also recently celebrated its 700th funded loan, maintaining an exceptional record of zero principal losses over 16 years of consistent lending.
“Reaching 700 loans and over half a billion dollars in funded volume is not just a number for us — it’s a reflection of the trust we’ve built with our borrowers, brokers and investors,” said Shawna Phelan, Principal and CFO of SDC Capital.
“From the very beginning, our focus has been on sound lending fundamentals and long-term relationships. That consistency has allowed us to deliver results through every market environment.”
Five Figures That Define Our $500 Million Platform
SDC Capital’s steady growth reflects its disciplined approach to bridge lending and its unwavering commitment to reliability, partnership, and performance.
Over 700 Loans Closed Across California
From residential bridge loans to multifamily and commercial real estate projects, SDC CAPITAL has financed a diverse range of investment opportunities across California’s most competitive markets.
10+ Years of Proven Performance
SDC CAPITAL has built a track record of sustainable growth, backed by conservative underwriting, hands-on experience, and deep market knowledge.
Management Averages 25+ Years in Real Estate Finance'
With decades of collective expertise in both bridge lending and real estate development, our team is uniquely positioned to understand borrower challenges and structure flexible, practical loan solutions that help investors succeed.
Zero Principal Losses
Since its inception, SDC CAPITAL has never recorded a principal loss: A testament to the firm's disciplined lending approach, active portfolio management, and emphasis on protecting investor capital.
16%+ Growth in 2025
Despite a changing economic landscape, SDC CAPITAL achieved over 16% year-over-year growth in loan originations in 2025, reinforcing its position as one of California’s most consistent private lenders.
“We take pride in offering more than just capital — we offer partnership,” Phelan added. “Our success is built on the success of our clients, and we’re grateful for the continued trust that makes milestones like this possible.”
By leveraging our own balance sheet with our investor capital, SDC CAPITAL provides borrowers and brokers with reliable and consistent capital. SDC CAPITAL maintains direct control and alignment across every deal, ensuring consistency, transparency, and speed.
About SDC CAPITAL
SDC CAPITAL is a California-based private lender providing bridge and hard money loans for residential and commercial real estate.
With over 40 years of combined bridge lending and real estate development experience, SDC CAPITAL is uniquely positioned to not only provide capital but also serve as a valuable resource for its borrowers.
Whether for acquisition, construction, or repositioning, SDC CAPITAL combines speed, reliability, and market insight to deliver tailored financing solutions across California’s real estate landscape.
For media inquiries, please contact:
Email: info@sdcfinance.com / ynah@sdccap.com
Visit: www.sdcfinance.com