Hard Money Lender | LA HABRA, CA
Rates from 8.99% and 1 point
Same-day Approvals, Funding in Days
No Appraisals (most scenarios)
No tax returns or pay stubs required
No minimum DSCR
No prepayment penalty (available)
No advanced lender fees
Up to 70% Loan-to-Value
Closings in as few as 7 days
Call us now at 818-638-9982 to speak directly with a decision maker. Or, please complete the form if you would like us to contact you.
LA HABRA, CA Hard Money Lenders
La Habra is a residential-driven community nestled at the northwestern edge of Orange County. It offers a mix of older homes, townhouses, and commercial corridors with opportunities for infill and value-add real estate projects.
With strong demand from both first-time homebuyers and renters looking to stay near Los Angeles and Orange County employment hubs, La Habra presents a stable, accessible market for investors.
Whether you're flipping a single-family home near Whittier Blvd, purchasing a duplex, or refinancing a mixed-use property, SDC Capital is here to fund your deal—fast and hassle-free.
What’s The Difference Between Private Money Lenders And Traditional Banks In LA HABRA?
Banks are slow and require tax returns, W-2s, and pristine credit. In contrast, SDC Capital focuses on equity and property value, not red tape. Our loans close quickly—often within 7 to 10 days—so you don’t lose out on time-sensitive opportunities.
Are Hard Money Loans Good For Residential Properties In LA HABRA?
Absolutely. La Habra's residential market offers a variety of opportunities—from starter homes to multi-unit properties.
Our loans are ideal for:
Fix & flips in classic La Habra neighborhoods
Rental property acquisitions
Bridge financing before listing or leasing
Whether you’re targeting areas like East La Habra or near La Bonita Park, we can help you close fast with minimal documentation.
Are Hard Money Loans Good For Commercial Property In LA HABRA?
Commercial corridors like Beach Blvd, Whittier Blvd, and La Habra Blvd offer strong potential for investors. From retail storefronts to small offices and mixed-use developments, we offer flexible financing for commercial acquisitions, refinances, or construction projects.
When banks move too slowly, SDC Capital helps you get it done—with same-day approvals and closings in under 2 weeks.
Hard Money Loans Good For Fix & Flip Property in LA HABRA?
Flippers love La Habra’s supply of mid-century homes and older properties with strong renovation upside.
Our hard money fix & flip loans include:
Up to 70% LTV
Custom draw schedules
No tax returns, no appraisals (in most OC cases)
Fast closings so you can beat the competition
Cash-Out Refinance Loans With a LA HABRA Hard Money Lender: how it works
Tap into equity from your La Habra property with a cash-out refinance—even if you’re self-employed or have limited documentation.
Use funds for:
Acquiring another investment property
Renovations or expansions
Paying off debt or bridging a short-term cash gap
We lend up to 80% of the as-is value and close quickly.
The Bottom Line
We’re a California-only direct lender that knows La Habra and Orange County markets inside and out. Our process is fast, flexible, and investor-focused.
Here’s what you can expect:
LOIs within 24 hours
No appraisals required (for most OC/LA County scenarios)
No minimum DSCR or income verification
No prepayment penalties (available)
Local decision-making—talk directly to the lender
What is a Hard Money Loan In LA HABRA?
A hard money loan is a short-term real estate loan based on property value, not personal income or credit score. Perfect for investors, fix & flippers, and self-employed borrowers, hard money loans provide the speed and certainty traditional banks can’t match.
Hard Money Lenders in California
Looking for quick and flexible financing in California? Our hard money loan options are tailored for real estate investors who need fast access to capital. We provide reliable funding solutions across the state, ensuring you can close your deals without delays.
Explore our lending options in prominent California locations: