Hard Money Lender | LA palma, CA
Rates from 8.99% and 1 point
Same-day Approvals, Funding in Days
No Appraisals (most scenarios)
No tax returns or pay stubs required
No minimum DSCR
No prepayment penalty (available)
No advanced lender fees
Up to 70% Loan-to-Value
Closings in as few as 7 days
Call us now at 818-638-9982 to speak directly with a decision maker. Or, please complete the form if you would like us to contact you.
LA palma, CA Hard Money Lenders
Located in the northwestern corner of Orange County, La Palma is one of the smallest cities in the region—but offers surprising investment opportunities thanks to its proximity to Cerritos, Buena Park, and Cypress.
La Palma has a well-maintained residential base, excellent public services, and a business-friendly attitude. Its position near key transportation corridors like the 91 and 605 freeways makes it appealing for both residential and commercial investment. Whether you’re flipping a property or refinancing a small office building, SDC Capital is ready to help you close quickly with flexible private lending solutions.
What’s The Difference Between Private Money Lenders And Traditional Banks In LA palmA?
Traditional lenders take too long and ask for too much. Banks may require several weeks of underwriting, full income documentation, and a near-perfect credit score.
Our approach is different—we lend based on property value, not red tape. That means:
No tax returns
No minimum credit score
No appraisals (for most SoCal scenarios)
Fast approvals and funding
Are Hard Money Loans Good For Residential Properties In LA palmA?
La Palma’s neighborhoods, including those near Moody St and Walker St, are filled with well-kept homes and occasional value-add opportunities.
We offer short-term residential loans for:
Fix & flips
Rental property purchases
Bridge loans during renovation or before sale
If you’re buying a distressed home or need to close in under 10 days, our hard money loans give you the speed and leverage you need.
Are Hard Money Loans Good For Commercial Property In LA palmA?
While La Palma is a small city, its proximity to larger commercial hubs makes it ideal for compact retail centers, offices, and mixed-use buildings.
We fund:
Purchases of small commercial properties
Refinance for cash-out or stabilization
Bridge loans between tenants or while repositioning assets
Let us help you move quickly and seize opportunities that can’t wait for a slow bank.
are Hard Money Loans Good For Fix & Flip Property in LA HABRA?
Older homes in La Palma offer great flipping potential, especially with today’s buyer demand for turnkey properties.
SDC Capital offers:
Funding up to 70% LTV
No appraisals required in most OC locations
Flexible draw schedules
Quick closings to help you secure competitive properties
Cash-Out Refinance Loans With a LA palmA Hard Money Lender: how it works
Tap into the equity in your La Palma rental or commercial property—even if you're self-employed or have low reportable income.
Use the funds to:
Purchase additional investment properties
Renovate or reposition assets
Consolidate debt
Bridge financial gaps
We’re fast, flexible, and focused on equity—not paperwork.
The Bottom Line
SDC Capital is a California-based direct lender who understands the La Palma market and moves fast to help real estate investors succeed.
What sets us apart:
LOIs in 24 hours or less
Direct access to decision-makers
No appraisals or income docs (most deals)
No prepayment penalty options available
Competitive rates with zero upfront lender fees
What is a Hard Money Loan In LA PALMA?
A hard money loan is a short-term loan secured by real estate. Unlike traditional mortgages, these loans are based primarily on the value of the property—not your credit score or tax returns.
Hard money loans are ideal for investors, flippers, and self-employed borrowers who need speed, flexibility, and certainty.
Hard Money Lenders in California
Looking for quick and flexible financing in California? Our hard money loan options are tailored for real estate investors who need fast access to capital. We provide reliable funding solutions across the state, ensuring you can close your deals without delays.
Explore our lending options in prominent California locations: