Hard Money Lender | Tustin, CA
Rates from 8.99% and 1 point
Same-day Approvals, Funding in Days
No Appraisals (most scenarios)
No tax returns or pay stubs required
No minimum DSCR
No prepayment penalty (available)
No advanced lender fees
Up to 70% Loan-to-Value
Closings in as few as 7 days
Call us now at 818-638-9982 to speak directly with a decision maker. Or, please complete the form if you would like us to contact you.
TUSTIN, CA Hard Money Lenders
Tustin, located in central Orange County, is known as the “City of the Trees.” With its historic Old Town, master-planned communities, and proximity to Irvine and Santa Ana, Tustin has become a highly desirable market for both residential and commercial real estate investors.
When traditional banks delay or deny, a local hard money lender like SDC Capital provides the speed, flexibility, and certainty investors need to close on opportunities.
What’s The Difference Between Private Money Lenders And Traditional Banks In Tustin?
Traditional banks usually require W-2s, tax returns, strong credit, and weeks of underwriting—processes that often take 30–60 days. In Tustin’s competitive market, that’s too slow.
A hard money lender focuses on:
Property value, not your credit score
Flexible structures for LLCs, trusts, or unique ownership
Closings in as little as 7 days
No appraisal required (most cases)
Loans banks won’t or can’t fund
With real estate values rising in the area, investors can’t afford to wait.
Are Hard Money Loans Good For Residential Properties In Tustin?
Yes. Tustin offers a mix of single-family homes, condos, and rental units, making it attractive for both flippers and long-term investors. Neighborhoods like Tustin Ranch, Old Town, and neighborhoods near The District at Tustin Legacy see consistent demand.
We fund:
Purchases of single-family and multi-unit rentals
Bridge loans tied to 1031 exchanges or pending sales
Estate, trust, and LLC-owned properties
Fix & flip or short-term hold strategies
Our fast approvals and flexible terms help investors act quickly.
Are Hard Money Loans Good For Commercial Properties In Tustin?
Absolutely. Tustin has a diverse mix of commercial assets, from retail spaces and office buildings to light industrial and warehouse properties near major freeways.
We fund:
Retail plazas and shopping centers
Office and medical buildings
Mixed-use and commercial condo units
Transitional or vacant properties
With its location next to Irvine’s business hub, Tustin’s commercial market is highly active—and quick financing is essential.
are Hard Money Loans Good For Fix & Flip Property in Tustin?
Yes—and Tustin’s housing market has steady demand, especially for updated homes. Flippers can find opportunities in older single-family properties that need cosmetic upgrades or full rehabs.
Our fix & flip loans include:
Up to 70% of the purchase price
Same-day approvals
Quick draw process for renovation funds
No appraisal required (most cases)
We help investors move quickly and finish projects strong.
Cash-Out Refinance Loans With a Tustin Hard Money Lender: how it works
If you own a property in Tustin with significant equity, a cash-out refinance lets you unlock that capital without bank restrictions.
Our cash-out refinance loans are ideal for:
Renovations or expansion projects
Paying off maturing debt
Estate or partnership buyouts
Raising capital for new investments
We work with individuals, trusts, and LLCs—even if credit or income doesn’t meet conventional guidelines.
The Bottom Line
At SDC Capital, we’re more than just lenders—we’re partners to Orange County investors. Borrowers trust us because we provide:
Funding in 7–10 days
Direct access to decision-makers
Competitive rates and transparent terms
Flexible structures for unique deals
From Tustin to nearby cities like Irvine, Santa Ana, and Orange, we fund real estate when banks won’t.
What is a Hard Money Loan In Tustin?
A hard money loan is a short-term, asset-based loan secured by real estate equity—not your tax returns or credit history. These loans are ideal for:
Real estate investors and flippers
Business owners and entrepreneurs
Trust and estate managers
Borrowers needing fast or alternative financing
When banks slow you down, a Tustin hard money lender like SDC Capital helps you close fast.
Hard Money Lenders in Tustin
Looking for quick and flexible financing in California? Our hard money loan options are tailored for real estate investors who need fast access to capital. We provide reliable funding solutions across the state, ensuring you can close your deals without delays.
Explore our lending options in prominent California locations: