Hard Money Lender | Silver Lake, CA
Rates from 8.99% and 1 point
Same-day Approvals, Funding in Days
No Appraisals (most scenarios)
No tax returns or pay stubs required
No minimum DSCR
No prepayment penalty (available)
No advanced lender fees
Up to 70% Loan-to-Value
Closings in as few as 7 days
Call us now at 818-638-9982 to speak directly with a decision maker. Or, please complete the form if you would like us to contact you.
SILVER LAKE, CA Hard Money Lenders
Silver Lake, one of Los Angeles’ most vibrant and eclectic neighborhoods, is known for its architectural charm, creative energy, and strong housing demand. From hillside mid-century homes and Spanish revivals to modern new builds, Silver Lake attracts flippers, developers, and long-term investors looking to capitalize on its consistent appreciation and limited inventory.
When traditional banks slow down the process with rigid underwriting and credit-based approvals, a local hard money lender like SDC Capital provides the speed, flexibility, and certainty investors need to seize opportunities.
We fund loans based on property equity, not your tax returns, so you can close quickly in Silver Lake’s highly competitive real estate market.
What’s The Difference Between Private Money Lenders And Traditional Banks In SILVER LAKE?
Traditional banks often require:
Full documentation: W-2s, tax returns, and pay stubs
Strong credit scores and low DTI ratios
Long appraisal and underwriting timelines
Cookie-cutter deal structures that exclude unique ownership setups
In Silver Lake, where desirable properties can receive multiple offers within days, waiting 30–60 days for bank approval can mean missing out entirely.
A hard money lender like SDC Capital focuses on:
The property’s equity and potential—not your credit score
Flexible ownership (LLCs, trusts, estates)
Fast closings in as little as 7 days
No appraisal required (in most cases)
Loans banks can’t—or won’t—fund
For time-sensitive deals, private money is often the key to staying competitive.
Are Hard Money Loans Good For Residential Properties In SILVER LAKE?
Yes. Silver Lake offers a diverse mix of properties, making it ideal for both flippers and long-term investors. We fund:
Purchases of single-family, multi-unit, or luxury homes
Bridge loans for 1031 exchanges or sale-to-purchase transitions
Estate, trust, or LLC-held properties
Fix & flip and value-add projects
With rising prices and limited supply, investors and homeowners alike benefit from the speed and certainty of hard money financing.
Are Hard Money Loans Good For Commercial Properties In SILVER LAKE?
Absolutely. Silver Lake has a thriving commercial scene with boutique retail, mixed-use buildings, and creative office spaces near Sunset Junction and Hyperion Avenue.
We fund:
Office, medical, and professional buildings
Retail storefronts and commercial condos
Mixed-use and redevelopment projects
Transitional or vacant commercial properties
When banks hesitate due to unconventional tenants, short-term leases, or unique structures, SDC Capital steps in with flexible, asset-based financing solutions tailored to Silver Lake’s dynamic market.
are Hard Money Loans Good For Fix & Flip Property in SILVER LAKE?
Yes. Silver Lake’s blend of historic homes and architectural demand makes it one of L.A.’s most profitable areas for flipping.
Our fix & flip loans include:
Up to 70% of purchase price (or ARV-based options)
Fast approvals and funding in days
Streamlined draw process for renovation funds
No appraisal required in most cases
From bungalows near Sunset Boulevard to hillside retreats with skyline views, we help investors close quickly and maximize resale value.
Cash-Out Refinance Loans With a SILVER LAKE Hard Money Lender: how it works
If you own a property in Silver Lake with significant equity, a hard money cash-out refinance lets you unlock capital fast, without the delays of traditional refinancing.
Use your equity for:
Home renovations or ADU construction
Paying off maturing debt or balloon loans
Estate or partnership buyouts
Funding new property acquisitions
We lend to individuals, LLCs, and trusts, providing flexibility for diverse borrower profiles and investment strategies.
The Bottom Line
At SDC Capital, we’re not just lenders—we’re financing partners who understand the Silver Lake market and the needs of California investors. Borrowers choose us for our reliability, transparency, and ability to perform fast.
We offer:
Funding in 7–10 days
Direct access to decision-makers
Competitive rates with clear terms
Flexible deal structures tailored to your goals
From Silver Lake to nearby Echo Park, Los Feliz, and Atwater Village, SDC Capital provides the private lending solutions investors rely on when banks can’t deliver.
What is a Hard Money Loan In SILVER LAKE?
A hard money loan is a short-term, asset-based loan secured by real estate equity—not credit history or W-2 income. These loans are ideal for:
Real estate investors and flippers
Homeowners needing bridge financing
Business owners or trust managers
Borrowers needing fast, alternative funding
When conventional lenders can’t move quickly, SDC Capital, your Silver Lake hard money lender, helps you close with confidence.
Hard Money Lenders in Silver Lake
Looking for quick and flexible financing in California? Our hard money loan options are tailored for real estate investors who need fast access to capital. We provide reliable funding solutions across the state, ensuring you can close your deals without delays.
Explore our lending options in prominent California locations: