Hard Money Lender | Claremont, CA
Rates from 8.99% and 1 point
Same-day Approvals, Funding in Days
No Appraisals (most scenarios)
No tax returns or pay stubs required
No minimum DSCR
No prepayment penalty (available)
No advanced lender fees
Up to 70% Loan-to-Value
Closings in as few as 7 days
Call us now at 818-638-9982 to speak directly with a decision maker. Or, please complete the form if you would like us to contact you.
CLAREMONT, CA Hard Money Lenders
Claremont, often called the “City of Trees and PhDs,” is a charming college town on the eastern edge of Los Angeles County known for its tree-lined streets, historic homes, and vibrant downtown village. With its strong academic influence, excellent schools, and steady housing market, Claremont attracts families, investors, and developers alike.
When traditional banks slow down the process with strict underwriting and documentation requirements, a local hard money lender like SDC Capital delivers the speed, flexibility, and reliability investors need to compete.
We fund loans based on property equity—not your tax returns, so you can close quickly and confidently in Claremont’s competitive real estate market.
What’s The Difference Between Private Money Lenders And Traditional Banks In CLAREMONT?
Traditional banks often require:
Full documentation: W-2s, tax returns, and income verification
High credit scores and low debt-to-income ratios
Long appraisal and underwriting timelines
Inflexible structures that exclude LLCs, trusts, or estates
In Claremont, where desirable homes and investment properties rarely stay on the market for long, waiting 30–60 days for bank approval can cost you valuable opportunities.
A hard money lender like SDC Capital focuses on:
The property’s equity and potential—not your credit score
Flexible ownership (LLCs, trusts, estates)
Closings in as little as 7 days
No appraisal required in most cases
Deals that banks can’t—or won’t—fund
When time and flexibility matter, private money lending helps borrowers move quickly and strategically.
Are Hard Money Loans Good For Residential Properties In CLAREMONT?
Yes. Claremont’s housing market offers a mix of historic Craftsman homes, modern remodels, and hillside estates—making it ideal for investors and homeowners seeking fast, alternative financing.
We fund:
Purchases of single-family, multi-unit, or high-end homes
Bridge loans for 1031 exchanges or sale-to-purchase transitions
Estate, trust, or LLC-held properties
Fix & flip and value-add projects
Market Snapshot:
The current average home value in Claremont is $1 million, according to Zillow.
With rising property values and limited supply, access to fast, asset-based financing can be the difference between closing the deal or losing it.
Are Hard Money Loans Good For Commercial Properties In CLAREMONT?
Absolutely. Claremont’s local economy thrives on education, small business, and professional services, creating steady demand for commercial and mixed-use properties.
We fund:
Office and medical buildings near the Claremont Colleges and Foothill corridor
Retail centers and local storefronts
Mixed-use and redevelopment projects
Transitional or underperforming commercial assets
When banks hesitate due to tenant mix, lease length, or unconventional property use, SDC Capital provides tailored financing solutions that keep deals moving.
are Hard Money Loans Good For Fix & Flip Property in cLAREMONT?
Definitely. Claremont’s older housing stock and architectural diversity make it an excellent market for investors focused on renovation and resale.
Our fix & flip loans include:
Up to 70% of purchase price (or ARV-based options)
Quick approvals and funding in days
Streamlined draw process for renovation funds
No appraisal required in most cases
From 1920s Craftsman restorations near the Village to mid-century remodels in North Claremont, we help investors turn opportunity into profit.
Cash-Out Refinance Loans With a CLAREMONT Hard Money Lender: how it works
If you own property in Claremont with significant equity, a hard money cash-out refinance lets you access your capital quickly—without waiting on a traditional refinance.
Use your equity for:
Property renovations or ADU construction
Paying off maturing loans or balloon debt
Partner buyouts or estate settlements
Acquiring new investment properties
We lend to individuals, LLCs, and trusts, giving you flexibility in how you structure and execute your real estate strategies.
The Bottom Line
At SDC Capital, we’re more than lenders—we’re your financing partners in the Southern California real estate market.
Our deep understanding of Claremont and the surrounding areas allows us to deliver fast, flexible, and transparent lending solutions when traditional banks fall short.
We offer:
Funding in as few as 7–10 days
Direct access to decision-makers
Competitive rates with no hidden fees
Flexible deal structures to fit unique borrower goals
From Claremont to nearby La Verne, Upland, and Pomona, investors trust SDC Capital for quick, reliable private financing.
What is a Hard Money Loan In CLAREMONT?
A hard money loan is a short-term, asset-based loan secured by real estate equity—not your credit history or employment documentation.
These loans are ideal for:
Real estate investors and flippers
Homeowners needing bridge or transition financing
Business owners seeking liquidity
Trusts and estates requiring quick capital
When banks say no—or move too slowly—SDC Capital, your trusted Claremont hard money lender, helps you close with confidence and speed.
Hard Money Lenders in claremont
Looking for quick and flexible financing in California? Our hard money loan options are tailored for real estate investors who need fast access to capital. We provide reliable funding solutions across the state, ensuring you can close your deals without delays.
Explore our lending options in prominent California locations: