Hard Money Lender | Calabasas, CA
Rates from 8.99% and 1 point
Same-day Approvals, Funding in Days
No Appraisals (most scenarios)
No tax returns or pay stubs required
No minimum DSCR
No prepayment penalty (available)
No advanced lender fees
Up to 70% Loan-to-Value
Closings in as few as 7 days
Call us now at 818-638-9982 to speak directly with a decision maker. Or, please complete the form if you would like us to contact you.
CALABASAS, CA Hard Money Lenders
Calabasas, located in the western San Fernando Valley, is known for its upscale neighborhoods, strong demand from high-income buyers, and limited housing inventory. With its luxury market, proximity to Los Angeles, and consistently high property values, Calabasas remains one of Southern California’s most desirable and competitive real estate markets.
When traditional banks slow down deals due to strict documentation, lengthy underwriting, or conservative lending criteria, a hard money lender like SDC Capital provides the speed, flexibility, and certainty needed to compete in Calabasas.
We lend based on real estate equity, not tax returns or income statements, so you can move fast in a market where opportunities demand quick action.
What’s The Difference Between Private Money Lenders And Traditional Banks In CALABASAS?
Traditional banks typically require:
W-2s, tax returns, and full documentation
High credit scores and low debt-to-income ratios
Appraisal and underwriting processes that can take 30–60+ days
Rigid lending criteria that exclude many investors and self-employed borrowers
In Calabasas, where properties frequently receive multiple offers and luxury homes move fast, waiting for traditional financing can mean losing out on prime opportunities.
A hard money lender like SDC Capital focuses on:
Property equity and market value, not your credit
Flexible borrowing structures (LLCs, trusts, partnerships)
Closings in as little as 7 days
No appraisal required in most cases
Creative loan solutions for unique or time-sensitive deals
When banks delay your progress, private money gives you the speed and confidence to close.
Are Hard Money Loans Good For Residential Properties In cALABASAS?
Absolutely. Calabasas offers a mix of luxury estates, gated communities, family neighborhoods, and high-demand rental properties. With strong buyer demand and limited inventory, the residential market remains one of the most competitive in Los Angeles County.
We fund:
Purchases of single-family, multifamily, or investment properties
Bridge loans for buy-before-sell scenarios
Trust, estate, or LLC-held real estate
Fix & flip or light value-add projects
Did you know?
Median home values in Calabasas often exceed $1.6M, making fast, asset-based financing crucial for investors and homeowners who need reliable capital without bank delays.
Whether you're seizing a value-add opportunity or competing in a multiple-offer environment, hard money financing helps you move quickly and confidently.
Are Hard Money Loans Good For Commercial Properties In CALABASAS?
Yes. Calabasas has a stable commercial market driven by professional offices, retail plazas, dining, medical spaces, and service-based businesses that cater to its high-income population.
We fund:
Retail and mixed-use properties
Office, medical, and professional suites
Transitional or partially vacant commercial buildings
Investor or owner-user commercial properties
When traditional lenders hesitate due to tenant issues, property condition, or documentation hurdles, SDC Capital offers asset-based solutions that let you close without friction.
are Hard Money Loans Good For Fix & Flip Property in CALABASAS?
Definitely—especially in older neighborhoods where cosmetic updates or modernizing interiors can create significant value.
Our fix & flip loans include:
Up to 70% of purchase price (or ARV-based options)
Fast approvals and straightforward funding
Streamlined draw process for renovation budgets
No appraisal required in most cases
From updating family homes in Mulwood to improving luxury estates in The Oaks, SDC Capital helps Calabasas investors execute quickly and profitably.
Cash-Out Refinance Loans With a CALABASAS Hard Money Lender: how it works
If you own property in Calabasas with substantial equity, a hard money cash-out refinance gives you fast access to liquidity without lengthy bank requirements.
Use your proceeds for:
Renovations or ADUs
Paying off maturing loans or high-interest debt
Business investment or new real estate acquisitions
Partnership buyouts or estate settlements
We lend to individuals, LLCs, and trusts, offering flexible terms customized to your investment goals.
The Bottom Line
At SDC Capital, we’re more than lenders—we’re partners invested in your success. Our deep understanding of Southern California’s luxury and investment markets allows us to structure solutions that traditional banks can’t.
Borrowers choose SDC Capital for:
Closings in as few as 7–10 days
Direct access to real decision-makers
Competitive rates and transparent terms
Creative loan structures for unique or complex deals
Decades of reliable California-based lending experience
From Calabasas to Woodland Hills, Hidden Hills, Agoura Hills, Malibu Canyon, and the western San Fernando Valley, SDC Capital delivers trusted hard money lending solutions when time and certainty matter most.
What is a Hard Money Loan In CALABASAS?
A hard money loan is a short-term, asset-based loan secured by real estate—not income or credit history.
These loans are ideal for:
Real estate investors and fix & flippers
Homeowners needing fast bridge financing
Business owners seeking quick capital
Borrowers with urgent or unconventional scenarios
When traditional lenders can’t move fast enough, SDC Capital—your trusted Calabasas hard money lender—helps you close quickly, confidently, and competitively.
Hard Money Lenders in CALABASAS
Looking for quick and flexible financing in California? Our hard money loan options are tailored for real estate investors who need fast access to capital. We provide reliable funding solutions across the state, ensuring you can close your deals without delays.
Explore our lending options in prominent California locations: